Roger Vincent, CIO and General Manager UK, Trade Ledger, highlights the difficulties SMEs are facing when accessing financial services.

As an SME itself, Trade Ledger is all too aware of the challenges the sector faces. Mid-sized SMEs companies passing £1m turnover fall between the stools of retail and corporate banking, and as a result, are a hugely underserved market.

Financial inclusion should not only be a financial services problem, it should be a regulatory problem, with a Government level drive towards building a better ecosystem for small and medium sized businesses. Regulatory changes, such as Open Banking and PSD2 have allowed for better access to data which can now be leveraged thanks to the ecosystem opening up. In doing so, tech providers are now able to forge partnerships with banks to better serve SMEs.

All actors need to come together to ensure banking and financial services become more readily available to SMEs – the driving force behind the UK economy.

Find out more in our banking insight paper ‘Circle of trust or out of the loop?’

https://www.bankingcircle.com/whitepapers/circle-of-trust-or-out-of-the-loop

Find out more about the interest rates for your Starling account with this helpful walkthrough.

Step 1: Tap the icon in the top right hand corner, while on the app’s home screen. This will either be an initial from your first name or the image you uploaded as your profile picture.
Step 2: Select the ‘Account Management’ option from the menu presented.
Step 3: From this menu select ‘Legal Documents’.
Step 4: Select ‘Interest Rates’, located under the ‘Interest and Fees’ subheading.
Step 5: You will then be presented with the interest rates for both positive balanced and negative balances

Have any further questions? Leave a comment below or check out our help page at: https://www.starlingbank.com/faq/

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What are the the three warning signs that more bank failures will happen this year? Janet Yellen sees just bank mergers (instead of bank collapses) in our future, but is that just wishful thinking? What can you & I do to prepare the next banking crisis later this year/ in 2024? Watch on & find out!

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#jenniferlammer #bonds #fixedincome
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WATCH NEXT (member videos)
⭐ How Credit Ratings Try To Predict If A Bond Issuer Will Default: https://youtu.be/0kWPz01qxBc
⭐ Seven Risks Of Bond Investing: https://youtu.be/LBCa2D95cPM
⭐ How Do Interest & Principal Payments On Bonds Work: https://youtu.be/y3OnquIh-qM

WATCH NEXT (referenced in this video)
⭐ Brokered CDs vs T-Bills: https://youtu.be/zhEiyW2N7KE
⭐ Are “Safe” US Treasuries Safe For Banks: https://youtu.be/CFfofzmMyeI
⭐ Learn More About G-SIBs | 8 Safest Banks: https://youtu.be/cT02poJAy00
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SOURCES: Please see first pinned comment below video.

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