Is your credit score low? You’re not alone. One of the best ways to improve your credit score is by paying your rent on time. In this video, I’ll show companies that will report on time rental payments to the credit bureaus boost your credit score at the same time!
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#buildcredit #credit #creditrepair

DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!

Credit Scoring 1-2-3 Webinar Replay / Unlock the Secrets of Credit Scoring for USDA Loan qualifying in Florida, Texas, Tennessee, and Alabama!

Unlock the Secrets of Credit Scoring in our recently held Credit Scoring 1-2-3 webinar!

Relators and homebuyers both know that the credit scoring process plays a significant role in the qualifying process. A buyer’s creditworthiness can determine their eligibility for a mortgage, influence interest rates, and ultimately impact their ability to purchase a home. That’s why we’re excited to provide a direct access replay from this weeks “Credit Scoring 1-2-3” webinar.

As a follow up to our webinar I hosted this week, I have provided a replay the presentation with direct access below. During the webinar, I reviewed credit scoring updates and how this applies to mortgage qualifying for USDA, VA, FHA, and Conventional loan programs. This is a direct access free replay that does not require additional registrations so don’t miss this valuable opportunity to enhance your knowledge of credit scoring and gain a competitive edge in the real estate market. 

I hope you find this presentation helpful, but please let our team know if you have any additional questions or if you would like to take advantage of our Free 2nd Opinion Service which is great for both new pre-qualifications and those loans that are currently in progress.

Call/Text: 863-593-2001
[email protected]

Our credit scoring webinar was designed to provide real estate professionals with a comprehensive understanding of credit scores and their impact on the homebuying process. The agenda for this online workshop covered the following topics:

Demystifying Credit Scores: We’ll break down the components of credit scores and help you understand how they are calculated. Gain insights into the factors that influence credit scores and learn how to interpret credit reports effectively.

Credit Score Ranges and Their Significance: Discover the different credit score ranges and their implications for potential homebuyers. Learn what credit scores are considered excellent, good, fair, and poor, and understand how they can affect loan approvals and interest rates.

Strategies for Improving Credit Scores: Equip yourself with practical tips and strategies to help your clients improve their credit scores. From managing debt to establishing positive credit history, we’ll share valuable insights to empower your clients on their path to homeownership.

Navigating Credit Challenges: Explore common credit challenges faced by homebuyers and learn how to overcome them. From addressing credit errors to dealing with past financial difficulties, we’ll provide guidance to help you assist your clients effectively.

Building Credit: Learn how to establish a build credit through non-traditional sources such as rental history, utility payments history, and much more!

Q &A Topics: Review in-webinar question-and-answer topics as posed by other Realtors which provide you the opportunity to clarify any doubts and delve deeper into specific credit scoring topics.

Thank you again for forwarding and sharing today’s video with any friends, family, co-workers, or clients who are looking to buy, sell, or refinance!

As always, I want everyone to make it a great day, and look forward to seeing you right here for the next tip of the week!

http://www.USDALoanPro.com
Download our FREE USDA Blueprint for Success! http://www.usdaloanpro.com/blue-print-for-success/

GET MORE INSIGHTS

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What Credit Score do you need for a mortgage? The credit score needed to buy a house can be a difficult question to answer, in this video I explain why credit score for mortgage is not as important as you might think.

Home of My Own – First Time Buyers Handbook
The complete guide for first time buyers – Plan your journey to finding your dream home.
Every step of the Home Buying Process is outlined, in an easy to understand way, perfect for first time buyers. Including sections to plan and document your progress every step of the way.
Order your copy at https://homeofmyownuk.co.uk/

Obtain Your Multi-Agency Credit Report
Check all 4 Credit Reference Agencies Experian, Equifax, Transunion & Crediva at once. This is a must if you are thinking of applying for a mortgage!
Check My File
https://tinyurl.com/Checkmyfilereport
Free 30-day trial, cancel at any time & then just £14.99pm thereafter with no contract

��Subscribe To My Channel and Get More Great Mortgage Tips
https://www.youtube.com/channel/UCmmZYOZVQxvy7kUini4nYwg?sub_confirmation=1

CreditLadder
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Buy me a coffee
If you wish to show your appreciation I drink a lot of coffee!
https://www.buymeacoffee.com/michaelishe

Timestamps
0:00 Into
0:52 What is Credit Scoring?
2:01 Why your credit score does not matter
2:55 Why Credit history is so important
3:48 How to improve your chances of passing credit checks
5:17 What do lenders look for on your credit report?

If you think you could benefit from my advice then drop me a message or comment on a video.

*Your home may be repossessed if you do not keep up repayments on your mortgage*

***Disclaimer – Sometimes we do use affiliate links and get paid a small fee, this helps to generate a small income for the channel to grow

–––––––––––––––––––––––––––––– Buddha by Kontekst https://soundcloud.com/kontekstmusic Creative Commons — Attribution-ShareAlike 3.0 Unported — CC BY-SA 3.0 Free Download / Stream: http://bit.ly/2Pe7mBN Music promoted by Audio Library https://youtu.be/b6jK2t3lcRs ––––––––––––––––––––––––––––––

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Improve your Credit Rating – Add Rent Payments to Credit Report to Improve your Credit Score – Learn the little known secret of CreditLadder and how it can be used to report your rent payments to the credit agency’s to increase your chances of getting approved for a mortgage or other forms of credit. This is a game changer!!!!!

CreditLadder
Report your rent payments to Experian & Equifax to Improve your Credit Score
https://www.creditladder.co.uk/partner/pfs-mortgages?utm_source=youtube &utm_medium=cpa

Home of My Own – First Time Buyers Handbook
The complete guide for first time buyers – Plan your journey to finding your dream home.
Every step of the Home Buying Process is outlined, in an easy to understand way, perfect for first time buyers. Including sections to plan and document your progress every step of the way.
Order your copy at https://homeofmyownuk.co.uk/

Obtain Your Multi-Agency Credit Report
Check all 4 Credit Reference Agencies Experian, Equifax, Transunion & Crediva at once. This is a must if you are thinking of applying for a mortgage!
Check My File
https://tinyurl.com/Checkmyfilereport
Free 30-day trial, cancel at any time & then just £14.99pm thereafter with no contract

��Subscribe To My Channel and Get More Great Mortgage Tips
https://www.youtube.com/channel/UCmmZYOZVQxvy7kUini4nYwg?sub_confirmation=1

Plum
Save and Invest with Plum
https://prf.hn/click/camref:1100liEKi

Buy me a coffee
If you wish to show your appreciation I drink a lot of coffee!
https://www.buymeacoffee.com/michaelishe

Timestamps
0:00 Into
1:01 Question
1:30 Importance of Credit History
2:05 Who are CreditLadder?
2:41 Benefits of Using CreditLadder
3:01 How Does CreditLadder Work?
4:50 Cost of CreditLadder
5:52 My Thoughts on CreditLadder

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https://www.buymeacoffee.com/michaelishe

Plum – Savings and Investments App
https://prf.hn/click/camref:1100liEKi

If you think you could benefit from my advice then drop me a message or comment on a video.

*Your home may be repossessed if you do not keep up repayments on your mortgage*

***Disclaimer – Sometimes we do use affiliate links and get paid a small fee, this helps to generate a small income for the channel to help

–––––––––––––––––––––––––––––– Buddha by Kontekst https://soundcloud.com/kontekstmusic Creative Commons – Attribution-ShareAlike 3.0 Unported – CC BY-SA 3.0 Free Download / Stream: http://bit.ly/2Pe7mBN Music promoted by Audio Library https://youtu.be/b6jK2t3lcRs ––––––––––––––––––––––––––––––

#creditladder #pfs #pfsmortgages #mortgagesexplained #firsttimebuyeruk #firsttimebuyeruktips #mortgageadvie #mortgagetip #firsttimebuyers #mortgageuk #fixedmortgage #SDLT improve credit score

The United States is seeing its highest “quit rate” since the government started keeping track two decades ago. Bill Whitaker speaks with employers who are scrambling to find help and people who left their jobs and aren’t looking back.

“60 Minutes” is the most successful television broadcast in history. Offering hard-hitting investigative reports, interviews, feature segments and profiles of people in the news, the broadcast began in 1968 and is still a hit, over 50 seasons later, regularly making Nielsen’s Top 10.

Subscribe to the “60 Minutes” YouTube channel: http://bit.ly/1S7CLRu
Watch full episodes: http://cbsn.ws/1Qkjo1F
Get more “60 Minutes” from “60 Minutes: Overtime”: http://cbsn.ws/1KG3sdr
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Edited By: Andrew Gonzales

Music Courtesy of: Epidemic Sound

Select Footage Courtesy of: Getty Images

For sponsorship inquiries, please contact [email protected]

All materials in these videos are for educational purposes only and fall within the guidelines of fair use. No copyright infringement intended. This video does not provide investment or financial advice of any kind.

#business #howmoneyworks #corporateculture

—–

Corporate America has become obsessed with company culture but those Friday afternoon drinks and team building days are papering over a terrible trend which is making your workplace miserable and stalling your career. Company culture is one of the biggest trends in corporate management.

Small companies with as few as twenty employees are hiring culture managers whose full-time job is to promote a collaborative and positive work environment. These are full time employee that from a bottom-line business perspective do nothing but make the other nineteen employees more engaged with their work. According to a survey of job seekers and hiring managers conducted by Robert Half a workforce analytics firm, ninety one percent of managers said that a candidates fit with the organizational culture was more important than their skills and experience.

Hilariously a PWC survey on company culture found that sixty nine percent of companies believed their culture gave them a competitive edge… presumably over the thirty one percent of companies that realized that an office doesn’t need a ping pong table and kombucha on tap to be a nice place to work. Managing corporate culture is expensive, corporate culture managers are earning an average salary package of one hundred and ten thousand dollars a year according to GlassDoor. Direct salary expenses also don’t capture the additional costs of running culture events, and the lost manhours in the name of team building.

It’s a big investment and one that is not paying off.

If corporate culture is starting to sound less like an annoying business buzzword and more like a horrifying trend that was only the first reason out of four.

So, it’s time to learn How Money Works to find out why corporate America has become obsessed with company culture.

Sally Sheppard and Dan Trindade talk to BRR Media about how employers should respond when they discover fraud in the workplace.

Check out this video on the most commonly asked jobs about WORKING TWO JOBS: https://youtu.be/rynO-LpYvyI

Check out this one on the productivity tricks I used working TWO JOBS: https://youtu.be/1kf5jO36C2Y

Check out this one explaining a little more about the TWO JOBS experience: https://www.youtube.com/watch?v=P9bwfUc9bTs &t=4s

My setup:
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When the pandemic hit everyone was forced to work from home. I set up my home office and got to work. I work as a User Experience (UX) designer at a tech company.

When you work from home you realize that you have a lot more time to get your work done. You’re not being distracted by people in the office trying to talk to you or long lunches with co-workers or time spent commuting.

I used my extra time to do freelance and contractor work. I realized that instead of the inconsistent work and downtime between projects I could get another full time remote job and double my income. For jobs like UX, product management and web development (coding, engineering), the job depends on the work, not on meetings or anything else. If I could get my work done then both companies would be happy and I could make a lot more money.

Well I pulled it off and worked two jobs for 8 months. I was able to pay off debt, pay off both of our cars, dabble in crypto and NFTs and put some money away.

It wasn’t until after my two jobs experience that I realized there is an entire online community doing this. It’s called Overemployed. They’re on Reddit: https://www.reddit.com/r/overemployed/
If you have questions about working two remote jobs they have some great resources. There is also a discord group where you can chat with people that are currently doing it.

#overemployed

**YOU MIGHT GET FIRED IF YOU WORK TWO REMOTE JOBS.**